insurance between a 650 n 500 shouldn't be much if any different, don't think they fall under the heavy bike catagory until 699cc.


for insurance, pick up the phone and call people around you like state farm, allstate, geiko, american family, progressive whatever because not all companys cover bikes. i'm going with geiko i think personally.

 

with my 750 and a not so perfect driving record (haha) i checked at paying about $45 a month through progressive which i thought was kinda pricy and $30 with geiko but i won't know for sure until i show them my FULL record lol.

 

Hahaha, alright. Thanks for the information! And one last question is insurance requried to own a motorcycle? Like if I went out and bought the 650 now but just drove it around my street (( Or driveway... I got a huge driveway )) would I need insurance or can I just keep it under like a unused vehicle for the moment?

 

not to own it no but to ride it. technically in the driveway and especially the street yeah u can get in trouble but i ride mine all over the neighborhood and whatnot and don't have insurance or a license. but that is dumb, especially if i got hit

 

Alright thanks. I live in the country and back when I was 10-12 and drove my F-150 around no one mined. Acturally they encouraged it hahaha (( This is 250Ninja07, decided to use this name again since I'm not gonna buy a 250 ))

 

Insurance being required depends on the state. Here in WA state it's not required, but I got it anyways because I wanted comprehensive for theft protection. I have a Scorpio alarm system as well though. You can never be too safe with these bikes. At least chain it to something while at home if you have to park it outside. I probably could have got comprehensive only, but the company thatI already had my car and van insured through said I had to at least get liability through them(which only covers people I hit, BTW, not my bike or my injuries). I'll probably get a health care policy that covers me on or off the bike because they charge so much to add medical to bike insurance policies.
So, to save the most money get liability only, but I highly recommend adding comprehensive to cover theft, vandalism, and anything else that could happen to it while it's just sitting there. Lo-Jack is a good alternative to comprehensive too.
I'd say you'll do alright learning on the 650R if you have a good amount of natural athletic ability and hand-eye coordination. Keep your throttle wrist flat, as you shouldbe taught in the motorcycle operators handbook you muststudy before you take the written-only state test to get your learners permit. I rode mine a little before getting my permit and didn't know to keep my throttle wrist flat, pre-twisted in other words, to prevent accidental full throttle. I launched out into traffic so hard the g-forces pulled me back, which in turn pulled my throttle arm back, which opened the throttle even more, which pulled me back even more, which pulled the throttle open even more, ect. ect. You get the picture. I had to hang off thebike and I still narrowly missed a utility truck coming the other way with it's horn blaring. GET YOUR PERMIT. Better yet, take the MSF course. They'll give you a slow bike to take the training course on so you will be better aclimated toriding in general. As an added bonus, you won't have to take the riding skills test to get your full licence if you take the MSF course.

 

If you're "responsible enough" to ride, you're responsible enough to have a license/endorsement and insurance.
(Or should be.)

 

i say get th 650... its not fast like the zx6r which was my first bike, but i also waiting to buy a bike till i felt like i had enough self control.

 

I have full coverage on my 07 650r and it runs me $460 a year, with only $500 deductibles. This bike was my first bike I have ever owned or ridden and I have had no problems with this bike. The parallel twin design of the engine is friendly for someone to learn on, but still enough to get yourself hurt if you do not repect the bike. I would suggest the first modification you do though is to install frame sliders to help to protect your investment.

 

Thank you all for the friendly replies. I'll be getting my first motorcycle at the first couple of months next year. Possibly March. I'll let ya'll know what I get and tell ya'll how I like it