Thought id share my experiance with bike insurance. I was paying a little over $50 a month for insurance on my 650R. I just bought a ZX-6R and called my insurance company to take off the 650 and put on the ZX. They tell me its going to cost about $150 a month. Now I knew its a higher performing machine but that price seemed a little high. I was told the only thing I could do to lower it was increase my deductible and still the lowest I could get it was $120.

So I decided to apply for a new insurance policy with the same company online, quoted me $43 a month for the ZX. WTF I thought so I called the company and they couldnt give me a reason for it and actually got kinda pissed.

Anyway I went with the new policy and in the end I got it even lower about $40 a month. If your insurance seems high try applying for a whole new policy it might help.

 

sportbike inssurance is a ****** f'er.

 

I had that same issue. I am a young kid (45) and the company that I have had for 15 yrs for my home and autos wanted $2k plus a year! (this was on my 10r only) I said wth and switched. $53/month and $150 deductible full coverage with another company.

 

I'm paying just over 200$$$ per month for full coverage on 2 sport bikes, 2 autos, and renters insurace...

 

im paying 113.00 a year on my zx for street liability and about 320.00 a year from another firm to cover anything that happens to my bike including theft, with full value of what i put on it.

 

$99.00 a year for two bikes, $300,000 liability.

 

61$ monthly full coverage from Dairyland on my ninja

 

mine works out to about 9.41 a month just to be street legal and about 26 bucks a month to have everything replaced and the bike repaired

 

OD, when I get back home you need to introduce me to your agent

$150/6mo on the car and $200/6mo on the bike for liability only, course I'm still on my ND policy. Havent changed all my stuff back over since the move.

 

they only have policies for military/retirees/family members of military...USAA...when are you coming back??? DG knows some good insurance agents in the area...