Hi again Kawi members.
I'm 17years old and my brother is gonna help me to buy a ninja250 (Finanacing)
He is 20years old but problem is he don't have a job ..therefor he don't report any tax...
And I think I heard if your income is very low or you have no income,
the dealer won't let you finance a car/bike.
[Oh.. we do have income somehow... we just don't report tax ...lol]

I'm very nervous if we can't buy ..
Is there anyway to finanace a bike without using my parent's power??
(I can't use my parent ... there is private reason..)

I know 17years old with bike is veryvery dangerous and bothers study.
Yes, I do know but .. this was my dream for my whole life.
Please help.

 

sorry bro... need good credit and proof of finacial responsibility... Cause its harder to finance than a car.

 

lemac you just about sumed it up....

 

Nooo~!~!~! T..T
Thanks for reply anyway ^^
But.. why "Cause its harder to finance than a car."??
bike is much cheaper than car so doesn't it have to be easiler ??

 

cuz a bike isnt a necessity.....its more of a hobby deal

 

Depending on where you live... it's probably not going to be your primary mode of transportation. So like txredneckmedic said, it's conisdered a "luxury".

 

Welcome to the forums! Something else that you might need to consider - I don't know about you guys down in the US but here in Canada if you finance something you are typically required to carry specific levels of insurance too. Nice thing about a used bike that doesn't require financing - you can put whatever insurance you want on it.

I hope you are able to get a bike somehow - loads of fun! Good luck!

 

Tough one. I had a friend with a bankruptcy, and she couldn't get financed anywhere. She finally went to HelpMeRide financing, and they did it!! She financed around 6 g's, and have to have 15 large down, at 18%, but you might give it a try??? I asked for the website but she does not remember. Type "help me ride" in google, and she said it would pop up... worth a try.. GL man!!

You are right blubird, same thing here. She had to pay for gap with a low deductible. Her insurance is $1500 year!!!

If all else fails, maybe you can find a used one at a good price....